Estate Planning Myths: What Kansas Families Need to Know

Many Kansas families put off estate planning because of misunderstandings about how it works. Unfortunately, these misconceptions can lead to confusion, unexpected costs, and even conflict among loved ones. An estate plan is about more than writing a will—it’s about protecting your family, ensuring your wishes are followed, and making things easier for those you leave behind.

In this post, we’ll bust some of the most common estate planning myths we hear from Kansas families and explain what you really need to know.

Myth #1: “Estate planning is only for the wealthy.”

The Reality:
An estate plan benefits everyone—not just people with large estates. Even if you don’t own significant property, you still need documents like a will, a transfer on death deed, a power of attorney, and healthcare directives. These ensure your assets are distributed according to your wishes and that someone you trust can make decisions if you can’t.

Myth #2: “A will is enough.”

The Reality:
A will is an important part of an estate plan, but it’s not the whole picture. In Kansas, assets like life insurance policies, retirement accounts, and jointly owned property pass outside of your will. Additionally, a will does not avoid probate, which can be time-consuming and costly. Trusts, beneficiary designations, and transfer-on-death deeds are additional tools that may help your family avoid probate.

The will also does not provide for help during your life if you were to become incapacitated, for that you need powers of attorney. More information regarding powers of attorney can be found here.

Myth #3: “My family will know what to do.”

The Reality:
Without a written plan, Kansas law decides who inherits your assets. This may not match your wishes and can create stress or conflict for your family. Clear instructions remove uncertainty and prevent disputes, especially in blended families or families with complex dynamics.

Myth #4: “Estate planning is only about money.”

The Reality:
While distributing property is a key part of an estate plan, it’s not the only one. A complete estate plan also includes:

• Healthcare directives (your wishes for medical treatment)
• Durable powers of attorney (who can handle your finances during your life if you cannot)
• Guardianship nominations (who should care for minor children)

These decisions are just as important as dividing assets.

Myth #5: “Once I create my estate plan, I’m done.”

The Reality:
An estate plan is not “set it and forget it.” Major life events—marriage, divorce, birth of a child, retirement, or moving to a new state—should trigger an update to your plan. Kansas law and your family’s circumstances can change, and your estate plan should evolve with them.

More information regarding when to update your estate plan can be found here.

Why Kansas Families Shouldn’t Wait

Putting off planning leaves your loved ones vulnerable to confusion, conflict, and unnecessary expenses. By addressing these myths head-on, you can take control of your future and ensure your family is protected.

Conclusion
Estate planning doesn’t have to be complicated—but waiting too long or relying on myths can create serious problems for your loved ones. With guidance from an experienced Kansas estate planning attorney, you can create a plan that reflects your wishes, avoids probate when possible, and provides peace of mind.

More information regarding creating an estate plan can be found in our blog.

At Minter & Pollak, LC, we help Kansas families create clear and effective estate plans tailored to their needs.

Call our office today at 316-265-0797 or click here to schedule a free consultation.

Photo by Kyle Glenn on Unsplash.